Flood Insurance Policy 09 1151683750 07

--- ## Page 1 WRIGHT Wright National Flood Insurance Company Flood A Stock Company P.O. Box 33003 St. Petersburg, FL 33733-8003 Customer Service: 1-800-820-3242 Claims: 1-800-725-9472 FFL99.001 1025 0047464 8/14/25 2000 11523 FLD RGLR FLOOD DECLARATIONS PAGE RENEWAL National Flood Insurance Policy **Policy Number** **NFIP Policy Number** **Product Type:** 09 1151683750 07 1151683750 Dwelling Form **Policy Period** **Date of Issue** **Agent Code** **Prior Policy Number** From: 9/01/25 To: 9/01/26 12:01 am Standard Time 08/14/2025 0047464 0000433643 Insured RICHARD SHAVER ELIZABETH SHAVER 1285 GASPARILLA DR NE SAINT PETERSBURG FL 33702-2743 INSURANCE RESOURCES LLC 6620 1ST AVE S SAINT PETERSBURG FL 33707-1306 DOCUMENTS@INSURANCERESOURCESLLC.COM Property Location (if other than above) 1285 GASPARILLA DR NE, SAINT PETERSBURG FL 33702 Address may have been changed in accordance with USPS standards. **Rating Information** Rate Category: Rating Engine Primary Residence: Y Building Occupancy: Single Family Building Description: Main Dwelling Flood Risk: AE First Floor Height: .5 ft Method Used to Determine First Floor Height: Elevation Certificate Date of Construction: 01/01/1991 Prior NFIP Claims: 0 Property Description: Slab on Grade, 2 floors, Masonry Construction **Coverage** **Deductible** **Annual Premium** BUILDING $250,000 $5,000 $5,165.00 CONTENTS $100,000 $5,000 $2,818.00 Your property's NFIP flood claims history can affect your premium. For more information contact your insurance agent or company. **Coverage limitations may apply. See your Policy form for details.** ICC Premium: $75.00 Mitigation Discount: $247.00 Community Rating Discount: $1,841.00 FULL RISK PREMIUM: $5,970.00 Statutory Discounts Annual Increased Cap Discount: $5,062.00 DISCOUNTED PREMIUM: $908.00 Reserve Fund Assessment: $163.00 Federal Policy Service Fee: $47.00 HFIAA Surcharge $25.00 TOTAL ANNUAL PAYMENT $1,143.00 **THIS IS NOT A BILL** Premium Paid by: First Mortgagee **Forms and Endorsements:** WFL 99.414 1021 1021 FFL 99.310 0224 0224 WFL 99.116 1021 1021 This policy is issued by NAIC company 11523 Wright National Flood Insurance Company A stock company Copy Sent To: As indicated on back or additional pages, if any. Patricia Templeton-Jones, President 004746409115168375025226 00008 Agent --- ## Page 2 FFL99.001 1025 0047464 8/14/25 09 1151683750 07 Agent (727)345-0242 INSURANCE RESOURCES LLC 6620 1ST AVE S SAINT PETERSBURG FL 33707-1306 First Mortgagee Loan 8028066705 NAVY FEDERAL CREDIT UNION ISAOA PO BOX 3303 MERRIFIELD VA 22119-3303 Second Mortgagee Loan 012011958180 HANCOCK BANK-A TRADE NAME USED BY WHITNEY BANK ISAOA ATIMA PO BOX 690190 SAN ANTONIO TX 78269-0190 **Dear Mortgagee:** The Reform Act of 1994 require you to notify the WYO company for this policy within 60 days of any changes in the servicer of this loan. The above message applies only when there is a mortgagee on the insured location. **Special Provisions:** This policy covers only one building. If you have more than one building on your property, please make sure they are all covered. See III. Property Covered within your Flood policy for the NFIP definition of "building" or contact your agent, broker, or insurance company. Please refer to the policy for complete terms, conditions, and exclusions. A full, digital copy of your flood policy form is available at www.wrightflood.com/policyforms.html. The form which applies to your policy coverage is: Dwelling Form For questions about your flood insurance policy rating, contact your agent or insurance company. To learn more about your flood risk please visit FloodSmart.gov/floodcosts. **Claims Information:** Please contact your agent or go to www.wrightflood.com to enter your claim as well as receive important information to mitigate the damage to your property. If you need to reach the insurance company the number is 1-800-725-9472. To prevent delays in claim handling, it is important to make sure that your policy information is up to date and accurate. Contact your insurance agent or company to make changes to your policy or visit floodsmart.gov/flood to learn more about flood insurance. 004746409115168375025226 00008 Agent